Disclaimer

Last updated: March 2026

1. General Disclaimer

The information, content, and AI-generated outputs provided through the TaxWhizz.ai website and platform (the “Service”) are offered by TaxWhizz.ai Ltd (“TaxWhizz”, “we”, “us”, or “our”), a company registered in England and Wales, for general informational and educational purposes only.

Nothing on this website or within the Service constitutes professional tax advice, financial advice, legal advice, accounting advice, or any other form of professional counsel. The Service is not a substitute for consultation with a qualified professional. You should always seek independent professional advice tailored to your specific circumstances before making any financial, tax, or legal decisions.

2. AI-Generated Content Disclaimer

TaxWhizz.ai utilises artificial intelligence and machine learning technologies, including large language models provided by third-party AI providers (such as Anthropic and OpenAI), to generate responses to your tax-related queries and to assist with tax calculations.

You expressly acknowledge and agree that AI-generated content:

  • Is not professional tax advice. AI-generated responses are algorithmic outputs based on patterns in training data and publicly available tax legislation. They do not constitute, and should not be treated as, advice from a qualified tax professional, chartered accountant, tax adviser, or solicitor.
  • May contain errors, inaccuracies, or omissions. Artificial intelligence systems are inherently imperfect and can produce incorrect, incomplete, misleading, or fabricated information (commonly known as “hallucinations”). AI outputs may misinterpret your question, apply incorrect tax rules, miscalculate figures, or provide information that is factually wrong.
  • May be outdated. UK tax law, HMRC guidance, tax rates, thresholds, and allowances are subject to frequent change through Finance Acts, statutory instruments, HMRC policy updates, and tribunal or court decisions. AI models have training data cut-off dates and may not reflect the most current state of the law. There may be a delay between a change in law and its incorporation into our AI systems.
  • Cannot account for your complete circumstances. The AI does not have access to your full financial picture, personal circumstances, or the totality of factors that may affect your tax position. Tax law application depends heavily on individual facts and context that cannot be fully captured in a chat interaction or calculator input.
  • Should always be independently verified. Any information, figures, or guidance obtained through the Service should be verified against current HMRC guidance, official legislation, or by consulting a qualified professional before being relied upon for any purpose.

3. No Professional Relationship

Your use of the Service does not create a professional-client relationship, fiduciary duty, advisory relationship, or any other professional engagement between you and TaxWhizz.ai Ltd. We are a technology company providing a software platform, not a firm of accountants, tax advisers, or legal professionals.

TaxWhizz.ai does not:

  • Act as your tax agent or representative before HMRC or any other authority;
  • Submit tax returns or any official documentation on your behalf;
  • Provide personalised tax planning or structuring advice;
  • Guarantee any particular tax outcome, refund, or liability;
  • Assume responsibility for your tax affairs or compliance obligations.

4. No Guarantee of Accuracy or Completeness

While we make reasonable efforts to ensure that the information presented through our Service is accurate, current, and useful, we make no representations or warranties of any kind, express or implied, regarding the accuracy, completeness, reliability, suitability, or availability of any information, content, AI-generated output, or calculator result provided through the Service.

Specifically, we do not warrant that:

  • AI-generated responses are correct, complete, or applicable to your circumstances;
  • Tax calculator outputs are accurate or reflect the correct tax liability for your specific situation;
  • The information provided reflects the most current state of UK tax law or HMRC practice;
  • The Service will be available without interruption, error-free, or free from security vulnerabilities;
  • Any defects in the Service will be corrected within a particular timeframe.

5. Reliance at Your Own Risk

Any reliance you place on information, AI-generated content, or calculator results obtained through the Service is strictly at your own risk. TaxWhizz.ai shall not be responsible or liable for any loss, damage, cost, expense, penalty, or other consequence arising from your reliance on any information or output provided through the Service.

This includes, without limitation:

  • Tax penalties, interest charges, or surcharges imposed by HMRC;
  • Overpayment or underpayment of tax;
  • Missed deadlines for tax returns, payments, or elections;
  • Incorrect claims for reliefs, allowances, or deductions;
  • Financial losses arising from tax planning decisions;
  • Any other adverse tax consequences.

6. Recommendation to Consult Qualified Professionals

We strongly recommend that you consult with appropriately qualified professionals for advice tailored to your individual circumstances before making any decisions based on information obtained through the Service. Suitable professionals may include:

  • Chartered Accountants: Members of the Institute of Chartered Accountants in England and Wales (ICAEW), the Institute of Chartered Accountants of Scotland (ICAS), or Chartered Accountants Ireland (CAI) who are qualified to provide tax advice and prepare tax returns.
  • Chartered Tax Advisers: Members of the Chartered Institute of Taxation (CIOT) who hold the CTA qualification and specialise in tax advisory services.
  • HMRC: For definitive guidance on your tax obligations, you may contact HM Revenue & Customs directly through their official helplines, online services, or by post. HMRC’s official website is gov.uk/hmrc.
  • Tax Agents: Registered tax agents who are authorised to act on your behalf in dealings with HMRC.
  • Financial Advisers: For matters involving financial planning, investments, or pensions, consult an adviser regulated by the Financial Conduct Authority (FCA).
  • Solicitors: For matters involving tax disputes, tribunal proceedings, or the legal interpretation of tax legislation.

7. Limitation of Liability

To the maximum extent permitted by applicable law, TaxWhizz.ai Ltd, its directors, officers, employees, agents, and affiliates shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or in any way connected with:

  • Your use of, or inability to use, the Service;
  • Any AI-generated content, information, or calculator results provided through the Service;
  • Any errors, inaccuracies, or omissions in the content provided through the Service;
  • Any decisions you make or actions you take based on information obtained through the Service;
  • Any tax penalties, interest, liabilities, or adverse consequences arising from reliance on the Service;
  • Any unauthorised access to or alteration of your data;
  • Any other matter relating to the Service.

This limitation applies whether the alleged liability is based on contract, tort (including negligence), strict liability, or any other legal theory, even if TaxWhizz.ai has been advised of the possibility of such damages.

Nothing in this Disclaimer shall exclude or limit our liability for death or personal injury caused by our negligence, fraud or fraudulent misrepresentation, or any other liability that cannot be excluded or limited under the laws of England and Wales, including under the Consumer Rights Act 2015.

For the full terms governing your use of the Service, including the cap on our aggregate liability, please refer to our Terms of Service.

8. Third-Party Links and Content

The Service may contain links to third-party websites, resources, or services that are not owned or controlled by TaxWhizz.ai. These links are provided for your convenience and informational purposes only.

We do not endorse, guarantee, or assume responsibility for the accuracy, relevance, timeliness, or completeness of any information, content, products, or services available on or through third-party websites. Your use of third-party websites is at your own risk and subject to the terms and conditions and privacy policies of those websites.

The inclusion of a link to a third-party website does not imply any association, sponsorship, or endorsement by TaxWhizz.ai. We are not liable for any loss or damage arising from your use of any third-party website or resource accessed through our Service.

9. Regulatory Compliance Notice

TaxWhizz.ai Ltd is a technology company that provides software tools for tax information and calculation purposes. We wish to make the following regulatory disclosures:

  • Not regulated by the FCA: TaxWhizz.ai is not authorised or regulated by the Financial Conduct Authority (FCA). We do not provide regulated financial advice, investment advice, or insurance mediation services.
  • Not a registered tax agent: TaxWhizz.ai is not registered as a tax agent with HMRC. We do not act on your behalf in communications with HMRC, nor do we submit tax returns or claims on your behalf.
  • Not a firm of accountants or tax advisers: TaxWhizz.ai is not a firm of chartered accountants, certified accountants, or chartered tax advisers. Our staff are not required to hold professional qualifications in accountancy or taxation, and the Service should not be treated as a replacement for qualified professional advice.
  • No professional indemnity insurance: As a technology platform rather than a professional services firm, TaxWhizz.ai does not carry professional indemnity insurance of the kind required of regulated accountancy and tax advisory firms.
  • Data protection: TaxWhizz.ai is registered with the Information Commissioner’s Office (ICO) as a data controller. For details on how we handle your data, please see our Privacy Policy.

10. Tax Calculator Disclaimer

The tax calculators provided within the Service are designed to produce estimates based on the information you input and the tax rules, rates, and thresholds programmed into our systems. Calculator results are estimates only and should not be treated as definitive statements of your tax liability.

Calculator outputs may differ from your actual tax position due to, among other factors:

  • Simplifications in the calculation methodology;
  • Information you have omitted or entered incorrectly;
  • Complex interactions between different taxes, reliefs, and allowances that the calculator does not model;
  • Changes in tax law that have not yet been reflected in our systems;
  • Your eligibility for reliefs, exemptions, or allowances that the calculator does not assess;
  • Rounding differences and other computational limitations.

Always verify calculator results against your own records and, where necessary, with a qualified professional.

11. Updates to This Disclaimer

We may update this Disclaimer from time to time to reflect changes in our Service, our practices, or applicable law. When we make changes, we will update the “Last updated” date at the top of this page. We encourage you to review this Disclaimer periodically.

Your continued use of the Service after any changes to this Disclaimer constitutes your acknowledgement and acceptance of the updated terms.

12. Governing Law

This Disclaimer shall be governed by and construed in accordance with the laws of England and Wales. Any disputes arising in connection with this Disclaimer shall be subject to the exclusive jurisdiction of the courts of England and Wales, subject to the dispute resolution provisions set out in our Terms of Service.

13. Contact Us

If you have any questions about this Disclaimer or require further clarification about the nature and limitations of the Service, please contact us:

Remember: TaxWhizz.ai is a tool to help you understand and explore tax concepts. It is not a replacement for professional advice. When in doubt, always consult a qualified tax professional.